Point of Service Plans Article Example | Topics and Well Written Essays - 1000 words

dapple of supporter Plans - Article manikinThe health consider sector has changed its insurance plans which used to be high but were being remunerative in large amounts by the employers to a more cheaper, manageable and consolidated plan where the patient (employee of the family piece of the employee) receives medical anguish from one point and the physician acts as the point of service of the patient (Point of Service health plan).The new plan as explained in detail by the article reduces the health care costs but at the same time increases other costs like family deductibles, premiums and even the out-of-pocket expenses. All these expenses are almost fully paid by the employee and not the employer and hence increasing takings he burden of health care further than it previously was before this new merger of favorite(a) Provider Organization plan (PPO) and Health Maintenance Organization plan (HMO) that brought about the birth of Point of Service plan (POS) was formulated a nd implemented.The latest statistics collected by the Bureau of Labor Statistics (BLS) in the coupled States of America show that the employer no longer fully caters for the health care plans of their full time employees. The statistics advise that in 1998, over 86% of the employees participated in a medical insurance plan which catered for all their health problems. However, data collected in 2011 shows that only an average of 82% of the employees are involved in a medical plan. The plan the government employees were being offered and are still being offered is the Point of Service Plan.The chastise in the health care plan has been pin-pointed to certain services like dental care, prescription dose coverage for outpatients and even in visual care. This is attributed to the fact that these services are costly and hence the employees cannot drop to pay for them. These services are also usually not provided in local health care centers and hence requires the

E-Marketing Strategy-Business Report Essay Example | Topics and Well Written Essays - 3000 words

E-Marketing Strategy-Business Report - Essay ExampleThis means heavy investments in caudex and maintenance of the stores. Naturally this makes the end product costlier. In the second model there is no claim for an inventory and shipments privy be made from the factory maintained central warehouse or separate distribution points at lower cost. This is essentially E-Marketing that is less expensive and has a greater reach. Online business has also become a trend with customers preferring this mode for ease of access and ease of payment.Electronic market places forgo companies to present their firm and their products on a especially dedicated internet platform. They offer public political science the possibility to get an overview of the market. Simple forms of electronic market places could be compared with electronic business directories. Combined with an e-catalogue electronic market places can also become a platform that allows public authorities to order products.It is judge ment that extending business online just means launching a website about the products and/or services of the company. However a successful e-marketing initiative for extending business online the behaviour of the target audience is important. The design of the website has to be appealing the circumscribe needs to be useful, Search Engine Optimization are necessary for quick access and the features and applied science deployed should be easy to use. Once the site is up and running several strategies are to be punish to drive traffic to the site regularly such as linking with other sites, advertising where necessary, submitting to search engines, etcetera Last but not the least there is need to maintain updated and relevant information on the site to retain the interest and loyalty of the customers.E-commerce, although an integral part of extending business in this century, is not something that can be achieved without devoting a decent amount of time and effort. And unless execut ed with expertise, it is likely to flounder in the abysm of cyber space.

Ethics of end of life care Essay Example for Free

Ethics of end of life care EssayEthics often play a big role in end of life care in terminally ill pot, such(prenominal) as the case of Hassan Rasouli, a homophile who was left with brain damage following surgery. Doctors determined that the man had no quality of life and that they had intended to remove him from life support measures that were necessary to keep him alive. His family promptly objected stating that they wanted him to remain on life support as in there Muslim religious belief it was imperative to preserve life. Doctors insisted that he should be removed, as there were no signs of life without ersatz means, that the facial movements his family thought to be Mr. Rasouli smiling at them were just involuntary movements. The doctors feel that keeping the man on life support is inhumane verses letting him pass peacefully. The doctors have taken the case to the courts. This is an issues that is very uncouth in todays times, with multiple factors playing a part from old age to terminal diseases, many people enact advance directives requarding their end of life care removing the debate of what their wishes were.The courts sided with the family and allowed the man to remain on artificial life support. An evaluation by a neurologist with the University of Western Ontarios Brain and Mind Institute, ground that Mr. Rasouli did in fact have some neurological function and therefor he was declared minimally conscious and not in a persistive vegetative state, however there is not a erect difference in the two.

Reasons Why Corporate Acquisitions Occur and Fail Essay Example for Free

Reasons Why somatic Acquisitions Occur and Fail EssayThere are a number of formers why a sure purchases a nonher companionship. Mullins (2001) stated several of these reasons, one of which includes the most apparent and important reasonto increase lucre and maximize its shareholders wealth. Elimination of competition is another reason to acquire a firm. roughly companies acquire their competitors to reduce competition and improve its position in the market. However, encyclopaedism for this purpose is against the law gibe to the antitrust acts.As a result, the acquiring firms emphasize in its press release that the encyclopaedism is not anti-competitive but a way to better serve the customers. If the U. S. regulatory agencies, however, construe that the encyclopaedism could be anti-competitive, the acquisition may be blocked. Company growth is also one of the reasons why acquisitions occur. Acquisition is also an onset used when the acquiring firm has excess cash which can be used for investments. To reduce somatic risk, firms also purchase another company which could result in improved earnings and sales stability.For instance, a clothing company specializes in swimwear while another clothing firm designs winter clothes. Thus, purchasing the swimwear company to gain profit during summer and spring is a dear(p) strategy to eliminate the sales unbalance of the winter clothing company caused by the changes in season. This example could also be used to flesh out another reason why acquisitions occurto enter another market. The target firms incur and resources, including its employees expertise and business organisation relationships, are readily available for the acquiring firm to take advantage of.Thus, quite than start a swimwear collection of its own, it would be much easier for the winter clothing company to acquire the swimwear company. A companys resources could also be the target of the acquiring firm. These resources may be tangible (e . g. , position and equipment), intangible (e. g. , trade secrets and patents), or talents of the target firms employees. Another reason cited for acquiring a firm is synergy, which is a term used to describe efficiency gained from doing more than one thing.For example, it is a good strategy for a meat processing company to acquire a leather goods manufacturer as they require the same raw material. Finally, acquisition occurs when the owners of a family-owned business wish to retire or come out the business and the next generation is not interested to continue the business (Mullins, 2001). In an interview conducted by Barnett (2004) for her article, Benoit shared another reason why acquisitions occur. He stated that acquisition allows the acquiring firms to get impudently clients.The escalating stock prices and reasonable interest rates were also go outed as reasons for the increase in the number of acquisition deals (Flanagan, et al. , 2004). Even with these good reasons, many corporate acquisitions fail. A survey conducted by the KMPG reported that 83 per centum of the acquisitions fell short of the forecasted plans (Lear, 2000). Additionally, in the book of Galpin and Herndon (The Complete Guide for Merging and Acquisitions, 2000), studies showed that only 23 shareage of all acquisitions earn their cost of capital.In addition, the stock prices of acquiring companies rise only 30 percent of the time after an announcement of the acquisition deal. 70 percent of the cases observed also revealed that synergies projected for acquisition deals are unattained. People problems and cultural issues were also noted as the most cited reasons in failed integration (cited in Flanagan, et al. , 2004). Barnet (2004) and Lear (2000) agree with Galpin and Herndons findings which cite the clash of cultures of the two firms being combined could be a reason for acquisition failure if the integration is not facilitated well.Acquisitions fail when acquiring firms do not car efully consider and analyze the culture of the two firms being combined and their compatibility in areas like personality, work styles, integrity, and trust Barnett, 2004).ReferencesBarnett, S. (October 1, 2004). Mergers its a culture issue Most of the time, the reason behind the merger/acquisition is to reach new clients. The study Public Accountant. Retrieved October 27, 2007 from http//www. allbusiness. com/management/583960-1. html Flanagan, D. , et al. (2004). Merger and acquisition opportunities due diligence activities offer internal auditors legion(predicate) opportunities to help ensure the success of proposed company integrations. Internal Auditor, August 2004, 5559 Lear, R. W. (April 1, 2000). The artic1es of acquisition. The Chief Executive. Retrieved October 27, 2007 from http//findarticles. com/p/articles/mi_m4070/is_2000_April/ai_63609542/ print Mullins, G. E. (2001). Mergers and acquisitions boon or bane? Central Wisconsin Economic Research Bureau. Special Report, Second Quarter. Retrieved October 27, 2007 from http//www. uwsp. edu/business/CWERB/2ndQtr01/SpecialReportQtr2_01. htm

Event on Social Gathering for Womens Day Essay Example for Free

Event on Social Gathering for Womens Day stressGathering performer a group of people together in one place and amicable gathering means a gathering for the purpose of promoting upliftment of the society/fel crushedship. A neighborly gathering is an at large(p) user generated event for those interested in social entrepreneurship enterprise, sh be ideas and meet new people. A social gathering is open to anyone with an interest in social enterprise. It helps in gaining advice, support and inspiration from entrepreneurs.It is an event particularly organized for the aw argonness of the current issues. The event may include speeches, discussions, dramas, songs and legion(predicate) more cultural activities to support people aw atomic number 18. It is organized 4 to 5 hrs or lesser. It may include social issues like suicides, miss education, water conservation, garbage, etc. nearly the social gathering on these issues are followed by a political campaign on large scale.Socia l gathering includes both the general public. The publicity is done on corking extent. The targeted people are colleges, universities, other NGOs, own NGOs members and volunteers contacts and family and relatives etc.Since gathering means a collection or accumulation an assembly of persons, so the people gather for completing a task. It is a fully refreshing and entertaining type of event. Thus the event includes lunch together, and has discussions. This is organized in such manner that every one participate in the task taken on the issue. mostly the social gathering is free of cost or low cost. The speakers are well-qualified and master in their field. The speeches by them are very practical which we can have in our daily-scheduled-routine life.The term female abortion-inducing drug means killing the female fetus in the mothers womb. Sex selective abortions and increase in the function of female infanticide cases have become a significant social phenomenon in several parts of India. It transcends every last(predicate) castes, class and communities and even the North South dichotomy. The girl children become target of attack even forrader they are born.India is growing dynamically in all the fields the country have witnessed advancement all over but female feticide is still prevailing in India. In spite of all the stringent laws framed to curb the female feticide still, the practice continues. Many girls missing from our country are seen buried in the graveyard. The bias against females in India is related to the fact that sons are called upon to provide the income they are the ones who do most of the work in the fields. In this way, sons are looked to as a type of insurance. With this perspective, it becomes clearer that the high entertain given to males decreases the value given to females. The exorbitant dowry demand is one of the main reasons for female feticide.A girl means accumulation of sufficient re racecourses for the dowry the parent have t o give away, when the girls get married. As a matter of prestige too, more money and material goods are asked in dowry. Poor families are unable to give so much of things in dowry. Result is in front of you many, many women are treated hostile by their in laws so many of them commit suicide. Murders of women whose families are deemed to have nonrecreational insufficient dowry have become increasingly common.Another major problem among girls is that in many villages of India, girls are considered as a big trouble to their parents. They are killed as soon as they are born. The phenomenon of female infanticide is as old as many cultures, and has likely accounted for millions of gender-selective deaths throughout history. It remains a captious concern in a number of Third World countries today, notably the two most inhabited countries on earth, China and India. In all cases, specifically female infanticide reflects the low status accorded to women in most parts of the world Female in fanticide is the intentional killing of baby girls due to the preference for male babies and from the low value associated with the birth of females.It should be seen as a subset of the broader phenomenon of infanticide, which has also targeted the physically or mentally invalid and infant males as with maternal mortality. Some would dispute the assigning of infanticide or female infanticide to the category of race murder or, as here, gendercide. When demographic statistics were first collected in the nineteenth century, it was discovered that in some villages of India, no girl babies were found at all in a total of thirty others, there were 343 boys to 54 girls. In rural India, the centuries-old practice of female infanticide can still be considered a wise course of action. According to census statistics, From 972 females for every 1,000 males in 1901 the gender imbalance has tilted to 929 females per 1,000 males.

Cultural and Cross Cultural Psychology Essay Example for Free

pagan and comprehend Cultural Psychology EssayCultural psycho system of logical science and cross-cultural psychology is no more new, as it has had its neural impulse picked up for the past few decades. Developmental psychology is something of the same kind and it was a buzzword in amid at the turn of the century. The question is how is it possible to use up humans development though we symbolize to study. Human development is also reflected from the repeated efforts and interests on culture analysis in run lowting to retire the interpretation of signals, code words and gestures. When it comes to testing, research and analysis in psychology related subjects it is quite embarrassing to understand the prodigious relation between the test samples and the findings. As there is never a bona fide empirical formula. Cross cultural psychology is the scientific study of human behavior and mental processes, including twain their variability and invariance, under diverse cultur al condition. Its primary aims argon to investigate a) systematic relations between behavioral variables and ethnic-cultural variables, and generalizations of psychological principles.Cross cultural psychology is the science by virtue of the scientific principles and methods it employs. Cross cultural psychology is non primarily concerned with the comparative study of culture, that si the enduring characteristics that pick stunned a culture a get from other countries. (Leonore Loeb Adler, Uwe P. Gieglen, Florence L. Denmark. Cross cultural topics in psychology Second edition) cross-cultural psychology is the empirical study of members of various culture groups who have had different experience that lead to sure and significant digressions in behavior.In the studyity of such studies, the groups under study speak different languages and are governed by different political units (British, Lonner, Thorndike, 1973, p. 5 hind end W. Berry, Ype H. Pootinga, Marshall H. Segall, cap ital of South Dakota R. Dasen. Cross cultural psychology Research and Applications Second edition, p. 1) Cultural Psycology is the study of the cultures role in the mental life of human beings (Cole, 1996, p. 1- rump W. Berry, Ype H. Pootinga, Marshall H. Segall, Pierre R.Dasen. Cross cultural psychology Research and Applications Second edition, p. 1) Cultural psychology is the study to examine ethnic and cultural sources of psychological diversity in emotional, social cognition and human development. (Richard A. Shweder, maria A. Sullivan. Cultural Psychology Who motivatings it? 1993 Internet edition Cultural psychology is nothing provided the practices, custom and beliefs we follow differs from place to place and ethnicity to ethnicity.It is the study of various cultural practices, customary traditions and beliefs that influence a item sector of quite a little, who decides to improve their society by improvising the existing practices and trying to reason few satisfactory logic to get convinced with the practices. The degree of variance is sometimes measurable and sometimes not. The most interesting part is to essay how and to what extent the traditions, customs, practices and beliefs developed in a region ground on something are build use in favor of personal purposes.Whereas cross-cultural psychology is the effort to establish a connection between psychology that is being framed on the basis of the customs and traditions practiced. It simply deals with the different roofy of experiences and different set of environment which shows a significant influence on the behavior of the person in a place. The cultural psychology stops with the traditions, customs, beliefs and practices in a system whereas cross-cultural psychology is cryptic about analyzing the effect of these cultural practices in the behavior and thought process of an individual in the system.For eg, the tralatitious practice of Sati (burning a woman alive after her husbands death) w as followed in India. Learning the practice and the origin of Sati and analyzing its logic, superstitious beliefs is the cultural psychology. Cross cultural psychology tends to explain why women in India are able to lease the practice and get convinced when it is not possible with the other women in the rest of the world. Critical thought process in the cross cultural psychologyCross cultural psychology is interesting to deal with, but actually speaking is highly uninteresting when it comes to experiment and research. It is rocky to format a methodology and pull in it in practice, even if brought into practice it is not all that easy to interpret the results of the psychological tests and tasks. How can researchers make out the differences between the results obtained for the same tests from different groups though the questions are same and the groups are different establish on the brought up and experience.Is it possible to exhibit a connection between the psychology and the c ulture with unspoiled the interpretation of the results of the tests conducted, and the fact being no one knows to what extent the interpretation falls right. The difference in the thinking may occur due to the difference in the culture influenced thought process, still it is difficult as there is no concrete or empirical formula formulated to decide on it.There is no assurance that the difference in thought process is because of the cultural difference, as there could also be reasons such as bewildered nature of the question, the puzzling nature of the tests, the mood and ignorance of the people and the literacy rate and understanding power of an individual. It does not stop with cross cultural psychology as developmental psychology also faced the similar kind of problem in formatting the research to get to know the exact demand of the scientists and the researchers from the test samples.In addition to that few man made belittled errors in the research and process leads to an une xpected and unwanted finding and the errors are sometimes left unobserved too. The methodology associated with cross cultural research When it comes to methodology of cross cultural psychology, it involves the qualitative methodology to analyze the practices, customs and habits of different cultures, on the other hand it requires quantitative methodology to compare, analyze and juxtapose the difference in psychology of different individuals influenced by the cultures and practices they follow.Psychological and cultural psychology experiments always require the need of qualitative analysis, as the cross cultural psychology is all about analyzing a huge slew of test sample quantitative analysis also comes into picture, perhaps the problem is sometimes the methods are case-hardened mutually exclusive and the results are not compatible all the time.In addition to this, there is a report that researchers employ artificial and unfamiliar methods leading to ambiguous results. The issue is research is done based on the questions answered by individuals in a society rather than the collective answer from a society, that makes the major difference and inconvenience. Conclusion Though the subject is interesting, it is poignant to know the investigation methods have not taken the right direction.Conventional methods and take techniques are most desired all the times, perhaps when it comes to bringing out the difference between two cultures and the influence on the thought process of an individual because of the culture, it is advisable not to stop with these conventional techniques, as even previous literature works, media interviews, assumptions can be taken into significant consideration.Apart from all these standard quantitative techniques should be given the appropriate attention too, the results from the conventional sampling techniques and the standard quantitative techniques can be compared and related. This way a convincing analysis can be expected. Reference Richard A Shweder. Thinking through cultures Expeditions in cultural psychology John W. Berry, Ype H. Pootinga, Marshall H. Segall, Pierre R. Dasen .Cross cultural psychology Research and Applications Second edition James W. Stigler, Richard A. Shweder, Gilbert Herdt. Cultural Psychology- Essays on comparative human development. Lumei Hui. (2003)Theoretical and Methodological Problems in Cross-Cultural Psychology. Journal for the Theory of Social Behavior John W. Berry, Ype H. Pootinga, Marshall H. Segall, Pierre R. Dasen. Cross cultural psychology Research and Applications Second edition

Research Ethics Stanford Prison Experiment Summary Essay Example for Free

Research Ethics Stanford Prison Experiment Summary EssayThe Stanford Prison Experiment (SPE) was conducted in 1971 at Stanford University in the basement of the psychology building. Philip Zimbardo as lead researcher headed the research team to domain the impact of situational variables on human behaviour. Zimbardo and his team advertised for volunteers to a social experiment offering $15 in payment per day. Wanting to examine the dark side of human nature, applicants were required to have no criminal record, no psychological issues and no major medical conditions.Each of the 70 applicants were psychologically tried and true and the 24 most normal were selected to take part in the SPE. The 24 selected participants were then divided into both groups randomly, with one half being prisoners and the other half being guards. The guards were taken to the mock prison onward the prisoners arrived to help in the final stages of the prisons construction and to help select their milita ry expressive style uniforms, this was to give the guards a sense of ownership over the prison environment.Alternatively the prisoners were surprised with real constabulary and authentic processing before being incarcerated into the prison. Despite it being an artificially created environment the guards and prisoners quickly neutered their behaviour in response to the situational variables of the experiment. Prisoners were dehumanized and their individuality stripped away, while the guards became increasingly more sadistic and degrading towards the prisoners. After the guards crushed an early attempted rebellion by the prisoners, one prisoner was released for performing irrationally to a point that seemed pathological.After this some of the prisoners became super-conformist, following rules to the letter. While other prisoners began to act nuts in an effort to passively escape like the first released prisoner. The guards bring down into three categories with some performing sad istically and degrading towards the prisoners, others going completely by the book and some guards acting kindly and doing small favours for the prisoners. none of guards ever intervened or questioned the actions of other guards however no matter what kind of guard they were.The experiment was over(p) early after just six days when an exteriorr, a recent PhD graduate came in from the outside and saw how out of control the experiment had become. Ethical issues that arose during the SPE were the harm done to the participants. Guards were allowed to inflict real trouble oneself and humiliation on the prisoners over an extended period of time. The experiment was allowed to continue for longer than it should have because the participants and observers fell too deeply into their roles. There was also little or no regard for the participants confidentiality during the SPE.